If you frequently travel abroad, selecting the best credit card for international travel can help you unlock travel perks. Whether you’re on a holiday or a work trip, these cards offer international lounge access, discounts on overseas flight tickets and more, making your travel convenient and rewarding.
Using such cards for regular transactions helps you to also earn reward points. You can redeem them to reduce your travel expenses, too. In addition to these benefits, you must consider other factors, such as annual charges, to get a clearer picture before finalising the card.
Perks of Using Such Credit Cards During International Travel
They can help you enhance your travel experience. Some of the most common benefits are listed here:
- Utilisation Flexibility: You can earn on travel-related spending, and also on everyday purchases like groceries, dining and fuel. This allows you to accumulate points faster, even when you’re not on the road.
- Lounge Access: This can give you the utmost comfort during hectic travels, providing you with luxurious lounge access. As international travel takes hours, you can use the space to relax, work and enjoy complimentary refreshments.
- Forex Transactions: These credit cards help you save money on overseas purchases by having very low or even zero foreign transaction fees. They eliminate the need to carry large amounts of foreign currency and are a boon for international travellers.
- Insurance Protection: Many travel credit cards provide built-in travel insurance, which helps maximise your savings by avoiding separate expenses. Travel insurance usually covers:
- Trip Cancellation
- Lost Luggage
- Medical Emergencies
- Welcome Offers: Credit card companies often provide sign-up bonuses, including a large number of points or miles, when you meet a specified spending requirement within the first few months of owning the card.
- Other Perks: Different cards provide different perks; usually the benefits include:
- Complimentary checked-in baggage
- Upgradation of hotel rooms
- Priority check-in
- Rewards Program: The major attraction of travel credit cards is the ability to earn miles or points on every purchase. These rewards can be redeemed for different purposes, making your international travel affordable:
- Flight Tickets
- Hotel Accommodation
- Travel Expenses
Best Credit Card for International Travel
While there are extensive benefits attached to such credit cards, it’s essential to consider the annual and joining fees to make an informed decision. These are a few cards providing attractive travel benefits:
| Credit Card | Annual Fee | Joining Fee | Travel Perks |
IDFC Wow Credit Card |
Nil | Nil |
|
HDFC Bank Infinia Credit Card |
₹12,500 | ₹12,500 |
|
Axis Bank Magnus Credit Card |
₹12,500 | ₹12,500 |
|
InterMiles HDFC Bank Signature Credit Card |
₹2,500 | ₹2,500 |
|
Standard Chartered EaseMyTrip Credit Card |
₹350 | ₹350 |
|
Selecting the best travel credit card becomes much easier with this knowledge. You can choose based on your travel needs and the associated fees.
If you are looking for a credit card with exciting travel perks and other offers, choose the One Credit Card. This premium metal credit card enables you to save up to ₹5000 on Yatra and up to ₹1000 on EaseMyTrip when making flight bookings. You can also earn up to 5X reward points every month on your top two spending categories.
Moreover, you can use the forex calculator on its powerful mobile app and plan your international vacation easily. Apply online to enjoy all the perks of this lifetime-free credit card.
